Rate indicated is the annual purchase credit interest rate on TRY credit card transactions. This rate was calculated by applying the monthly interest rate of (2.02% per month) to the following formula: (1 + r)^n - 1. This rate is based on the HSBC Advantage Campus / Classic / Gold / Platinum / Hızz / Hızz Universiteli / Concept / Concept �niversiteli / Advance / Premier Credit Cards products.

Rate indicated is the shopping interest rate and is based on the cand is annualized and compounded.